U.S. Cities where living is incredibly cheap: Spending there is 80% below average

Living in the United States can be very expensive depending on where you choose to settle down. Some of the most popular and attractive cities, such as New York, San Francisco or Los Angeles, have very high costs of living that can make them unaffordable for many people. However, there are also some cities that offer a good quality of life without breaking the bank. In this article, we will explore some of the cheapest cities to live in the United States, based on factors such as housing, utilities, transportation, food and health care.

The rising cost of living in the U.S.

The cost of living in the United States continues to skyrocket. Data from the Bureau of Labor Statistics show that the average monthly family expenditure is around $5,000 per month, or $60,000 per year. This is not far from the average after-tax annual income, which is approximately $66,928. If you want to live in an area where your salary will allow you to get a little more, Yahoo! has compiled the 10 most affordable places to live in the U.S.

Hickory, North Carolina

Looking for an economical area with a small-town vibe? Known as the Catawba Valley, Hickory has a temperate climate and mountain views with many outdoor activities to enjoy. You’ll find kayakers and canoeists on the Catawba River, as well as hiking trails that wind through the nearby mountains. Rentals and average home sale prices in Hickory are lower than the state average, and residents spend only 18.95% of the median family income on housing. However, the supply of homes is small and finding suitable housing can be a challenge.

Youngstown, Ohio

The cost of living in Youngstown is only 20.29% of the median income. Housing costs, including utilities, as well as food and medical expenses, are well below the national average, with an average home price of just $129,000. If you’re looking for things to do in Youngstown, there are many lakes, walking and biking trails, historical sites, golf courses, and more. Youngstown has its roots in the steel industry.

Huntington, West Virginia and Ashland, Kentucky

The Huntington-Ashland metropolitan area, West Virginia-Kentucky-Ohio, locally known as the tri-state, comprises five counties and three states along the Ohio River. The tri-state has no shortage of activities, and the region is working on a rebranding to highlight the abundance of outdoor activities, theaters, museums, and shops. Housing costs here are 20.69% of the average income and property taxes are quite low. The average home price is $142,000 and rent is $775 per month.

Huntsville, Alabama

Huntsville is attractive with above-average annual salaries and a low cost of living. Only 19.62% of the median household income goes towards housing payments. The median home price is still well below the national average at $304,000, while rent is $290 per month. Huntsville is considered one of the fastest-growing urban areas in Alabama. In addition, there is the American Space and Rocket Center, including the space camp. Construction activity has increased in the city center, which has resulted in an increase in the number of shops, restaurants, and apartments.

Fort Wayne, Indiana

Fort Wayne has a population of less than 500,000, but those living in the area spend only 20.07% of the median income to live. The average home price is quite affordable, approximately $182,000, and the average monthly rent is only $792. Fort Wayne is known for being very family-friendly and offers many outdoor activities. In addition, festivals and various events are held throughout the year. Also, the area has a vibrant arts community with murals and sculptures throughout the region.

Beaumont, Texas

Beaumont is near the Texas-Louisiana border, and residents of this city typically spend 20.31% of the average family income on housing. However, the population is declining as more people continue to move out. Residents pay only around $206,000 for a home and spend $792.

Springfield, Illinois

Springfield is the capital of Illinois, but it has only 116,000 inhabitants, of which only 2% are of Latino or Hispanic origin. The median household income in this city is $53,405, where the main employer is the State of Illinois, followed by Memorial Medical Center. The state of Illinois is one of the 15 that allow undocumented migrants to obtain a driver’s license. The cost of living in Springfield is below the national average, especially for housing and utilities.

Cedar Rapids, Iowa

Cedar Rapids has 126,000 inhabitants and it pays the lowest utility bills in the entire United States, The city also has a low unemployment rate and a diversified economy, with sectors such as manufacturing, technology, education and health care. The median household income in Cedar Rapids is $56,828, while the median home value is $141,900. The city also offers many cultural and recreational opportunities for its residents and visitors.

Memphis, Tennessee

Memphis is famous for being the hometown of Elvis Presley, but it is also the cheapest large city to live in the United States. With a metropolitan area whose population exceeds 1.3 million people, here no city or county taxes are charged to its residents. The cost of living in Memphis is 17% lower than the national average, mainly due to the low housing prices and transportation costs. The median household income in Memphis is $41,228, while the median home value is $103,700. The city also has a rich musical and cultural heritage that attracts many tourists every year.

Pittsburgh, Pennsylvania

Pittsburgh is the most affordable city in the United States according to the International Housing Affordability report, which analyzes the housing prices and compares them with the average incomes of the population. The city has a score of 2.6 points out of 10 on this index, meaning that it has a balanced housing market that does not burden its residents. The median household income in Pittsburgh is $47,417, while the median home value is $153,300. The city also has a diverse and innovative economy, with sectors such as technology, health care, education and finance.

Rochester, New York

Rochester is a city of 205,000 inhabitants located on the shores of Lake Ontario. It has a score of 3.3 points on the International Housing Affordability index, making it one of the most affordable cities in the United States. The median household income in Rochester is $34,794, while the median home value is $87,800. The city has a strong presence of universities and research centers that contribute to its economic development and innovation.

St. Louis, Missouri

St. Louis is a city of 300,000 inhabitants located on the banks of the Mississippi River. It has a score of 3.6 points on the International Housing Affordability index, making it another affordable city in the United States. The median household income in St. Louis is $43,889, while the median home value is $125,800. The city has a diverse and vibrant economy, with sectors such as health care, biotechnology, manufacturing and tourism.


As you can see, there are many cities in the United States that offer a good quality of life without being too expensive. Of course, the cost of living is not the only factor to consider when choosing where to live, as there are also other aspects such as climate, culture, safety and opportunities. However, if you are looking for a city that is cheap and comfortable, you may want to consider some of the options we have presented in this article.

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